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The true-cost hosting calculator

Type in a host's intro price, the term you have to prepay, and the renewal price. This tool computes the effective cost per month and the real total over any timeframe — and draws the renewal cliff so you can see exactly when the price jumps.

Sticker says

$1.98/mo

$71 if the promo lasted forever

You actually pay

$3.65/mo

$131 over 36 months · $60 above the sticker

You pay the intro rate for 12 months, then the renewal rate for 24 — a 2.3× jump at month 13.

yr 2yr 3sign-up$1.98/mo intro$4.48/mo renewalyou really pay ~$3.65/mo$0$4$6
intro rate (12-mo prepay) renewal rate (year 2+) effective $3.65/mo over 36 months
DreamHostShared Starter$2.59 → $7.99$2.59$93
GreenGeeksLite$2.95 → $10.95$2.95$106
HostingerPremium Web Hosting$2.99 → $8.99$2.99$108
A2 HostingStartup$2.99 → $12.99$2.99$108
NamecheapStellar (shared)$1.98 → $4.48$3.65$131
HostGatorHatchling$3.75 → $9.99$3.75$135
IONOSWeb Hosting (entry)$1.00 → $8.00$5.67$204

Prices are each host’s advertised rate for its cheapest real shared plan, read 2026-09-10 (US pricing); promo pricing changes constantly and is term- and region-specific, so check the current price before you buy. The model assumes you buy the promoted term at the intro rate, then renew once at the standard rate — the honest default. These are advertised prices, not measured benchmarks.

How to read the result

The result to trust is "you actually pay" — the effective cost per month across the whole time you'll own the site. It assumes you buy the promoted term at the intro rate, then renew once at the standard rate, which is exactly how a real hosting bill works. The "sticker says" figure is the fantasy the ad sells you: the intro price as if it lasted forever. The gap between the two is the renewal cliff, and it is usually where most of your money goes.

Why the timeframe matters so much

Slide the timeframe and watch the ranking change. Over a single year, the host with the lowest intro price wins — a $1/mo deal is unbeatable for 12 months. Stretch it to three or five years and the renewal price takes over, because you spend far more months at the renewal rate than at the intro rate. Since most websites outlive their first term by a wide margin, the longer horizons are the honest ones. Set the slider to how long you actually expect to keep the site.

The trick the calculator exposes

The long-lock hosts — the ones that need a three- or four-year prepay — look cheapest over exactly three years because their renewal doesn't hit until year four. That's the trick. Lengthen the timeframe past the intro term and their true cost jumps into view. The hosts that stay near the top no matter how far you slide are the ones with a genuinely low renewal, which is why our best cheap web hosting ranking weights the renewal price first.

The preset prices are each host's advertised rate for its cheapest real shared plan, read on 2026-09-10 using US pricing. They are advertised figures, not measured benchmarks, and hosting promos change often — so use the Custom option to plug in the exact numbers you see at checkout today, including any term you're offered. The math is the same either way: intro for the term, renewal for the rest.

Calculator questions

What is the effective cost per month?
It's the total you'll pay over your chosen timeframe divided by the number of months — blending the cheap intro term with the more expensive renewal term. It's the single most honest way to compare cheap hosts, because it accounts for the renewal cliff that the advertised price hides.
What term should I enter for the intro price?
Enter the prepay term the host requires to unlock that intro rate — often 12, 36 or 48 months. The cheapest sticker usually needs the longest term. The calculator uses it to work out how many months you pay the intro rate before the renewal rate kicks in.
Are these the real, current prices?
The presets are advertised prices read on 2026-09-10 and are meant as dated reference points, not live quotes. Hosting promos change constantly, so confirm the current intro price, term and renewal price at checkout and type them into the Custom fields for an exact result.

Want the reasoning behind the picks? Read the best cheap web hosting, ranked by true cost or why cheap hosting renews so expensive.